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xAI
Verifiedverified
Member of Technical Staff - X Money
location_onNew York, NY7/12/2026
work
Role Type
FULLTIME
computer
Work style
IN-PERSON
payments
Target Comp
$180k – $440k
Key Expertise & Domain
Core Competencies
RustGoPythonJavaDistributed systemsMicroservicesBackend developmentFull-stack developmentScalabilityAPI design
Focus Areas
#software-engineer#x-money#fintech#ai#distributed-systems#full-time#in-person#new-york
About the job
xAI’s mission is to create AI systems that can accurately understand the universe and aid humanity in its pursuit of knowledge. Our team is small, highly motivated, and focused on engineering excellence.
ABOUT THE ROLE:
We are seeking a talented Software Engineer to join our X Money team, focused on building a revolutionary global payment network that will serve over 600 million users and rival the world’s largest financial institutions. In this role, you will specialize in backend development, designing and optimizing robust microservices to ensure scalability, security, and reliability. You will support full-stack efforts, collaborate with cross-functional teams on payments, fraud detection, and compliance initiatives, and contribute to the creation of a high-scale financial products platform. This is an opportunity to work on greenfield projects in a fast-paced, startup-like environment, driving innovation at the intersection of AI and finance.
RESPONSIBILITIES:
* Develop backend services, APIs, and data models to support high-volume, multi-user environments.
* Work with iOS, Android & Web client engineers to ship products.
* Design robust infrastructure and microservices for payments, transactions, growth, monetization, and engagement across platforms.
* Build and maintain fullstack features, including user dashboards, personalized experiences, content delivery, interactive tools, assessments, and real-time analytics.
* Lead architecture, scalability, and reliability decisions for high-concurrency, low-latency systems.
* Uphold engineering excellence via testing, monitoring, deployment, and secure data handling.
BASIC QUALIFICATIONS:
* Proficiency in distributed systems for high-scale, low-latency environments; languages like Rust, Go, Python & Java, and high volume streaming systems.
* 2+ years of experience working on large scale consumer applications.
PREFERRED SKILLS AND EXPERIENCE:
* 5+ years of experience working on large scale consumer applications or early-mid stage startup experience as a founding engineer, emphasizing rapid prototyping, user-centric design, and AI solutions.
ABOUT THE ROLE:
We are seeking a talented Software Engineer to join our X Money team, focused on building a revolutionary global payment network that will serve over 600 million users and rival the world’s largest financial institutions. In this role, you will specialize in backend development, designing and optimizing robust microservices to ensure scalability, security, and reliability. You will support full-stack efforts, collaborate with cross-functional teams on payments, fraud detection, and compliance initiatives, and contribute to the creation of a high-scale financial products platform. This is an opportunity to work on greenfield projects in a fast-paced, startup-like environment, driving innovation at the intersection of AI and finance.
RESPONSIBILITIES:
* Develop backend services, APIs, and data models to support high-volume, multi-user environments.
* Work with iOS, Android & Web client engineers to ship products.
* Design robust infrastructure and microservices for payments, transactions, growth, monetization, and engagement across platforms.
* Build and maintain fullstack features, including user dashboards, personalized experiences, content delivery, interactive tools, assessments, and real-time analytics.
* Lead architecture, scalability, and reliability decisions for high-concurrency, low-latency systems.
* Uphold engineering excellence via testing, monitoring, deployment, and secure data handling.
BASIC QUALIFICATIONS:
* Proficiency in distributed systems for high-scale, low-latency environments; languages like Rust, Go, Python & Java, and high volume streaming systems.
* 2+ years of experience working on large scale consumer applications.
PREFERRED SKILLS AND EXPERIENCE:
* 5+ years of experience working on large scale consumer applications or early-mid stage startup experience as a founding engineer, emphasizing rapid prototyping, user-centric design, and AI solutions.
Professional Benefits
verifiedEquity
verifiedComprehensive medical, vision, and dental coverage
verified401(k) retirement plan
verifiedShort & long-term disability insurance
verifiedLife insurance